Saturday, 5 March 2011

personal finance


Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.)


I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. I've also listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Game 1: Saving; Game 2: Investing, etc.) Be sure to comment which one you like the best out of each set of two -- you will help determine the winner! Criteria for the best article is somewhat subjective, but you can use these factors as a guide: 1) practicality of the post 2) how interesting/provocative/unique it is, 3) the "personal-ness" of it and 4) its impact on net worth.


Here are today's games:


GAME 29



  • What is Lifestyle Design & Why is it So Damn Popular? (Popular) - I scoured the web for "lifestyle design" blogs to find why this topic has become so popular. The comments from other bloggers in the post are just as insightful as the reader comments at the bottom of the post.


VERSUS



  • 60 Reasons Why Personal Finance is So Damn Hard (Hard) - Family, friends, and even bloggers make it seem like personal finance is a breeze. It's all a front. Managing your money is hard work, and until you admit most of the reasons why it is, you're fooling yourself! Here is a list of 60 that immediately come to mind.


GAME 30



  • 20 Financial Milestones You Want to Reach in Your 20's (Milestones) - The journey from your first paycheck to the time you reach thirty, is the most important time of your life for building wealth. Wouldn’t it be great if there were defined milestones, to make sure you’re on the right path? The purpose of this article was to provide exactly that - a financial path for young adults to follow.


VERSUS



  • Proverbs Guide to Finance (Proverbs) - It's been said that you can get a master’s degree in finance by reading Proverbs a few times. That's pretty much true. Aside from the degree, your financial life will also go pretty well if you follow these 7 basic principles found in Proverbs.




The Great Recession might be officially over, but that’s not helping Americans save money, and they’re growing increasingly worried about it, according to survey results released Tuesday.


The portion of people “very concerned” about the impact of the current recession on their personal finances rose from 43 percent last year to 49 percent this year, according to the survey commissioned by the American Savings Education Council and the “America Saves” campaign, with more than 1,000 participating groups.


“The recession clearly has not ended for millions of Americans,” said Stephen Brobeck, executive director of the Consumer Federation of America. High unemployment, consumer and mortgage debt, and the housing crisis help explain why savers haven’t made much progress.


The positive economic indicators often reported by the government and media measure how the climate is improving for businesses and affluent people, he said.


Meanwhile, regular people’s most valuable asset is their house, which in most markets has failed to regain value. And many workers are not getting pay increases at work. Instead, they’re contributing more to their health insurance plans while employers contribute less to their retirement plans, he said. Many households have tapped into their savings rather than add to it, he said.


The good news is that over the past year, the proportion of those with a saving plan rose from 55 to 57 percent, those saving for retirement at work rose from 49 to 54 percent, and those saving automatically outside work rose from 41 to 44 percent.


Having a plan is important, savings experts said. For example, the survey found 88 percent of those with a plan spent less than their income and saved the difference, compared with just half of those without a savings plan. Those with a plan also are better at paying debt, building emergency savings and saving for retirement, according to the survey.


Some of those differences are due to differences in income. But not all, America Saves officials said.


“Saving is for everyone, not just the financially fortunate,” said Washington State Treasurer James L. McIntire.


To help with constructing a savings plan and thinking more critically about socking away money, see the America Saves Web site at www.americasaves.org.





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Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...


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Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...


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A Snow Walk in The Park  by adawnjournal


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Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...


bench craft company

Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...


bench craft company

Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...


bench craft company

Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...


bench craft company

Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...


bench craft company

Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...


bench craft company

Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...


bench craft company

Hyperlocal Heartbreak: Why Haven&#39;t Neighborhood <b>News</b> Technologies <b>...</b>

Neighborhood news aggregator Outside.in has been acquired by AOL, according to multiple reports this morning. Apparently it's being bought for less than the big pile of money that high-profile investors put into it, back when hopes were ...

Snow Fairy to miss World Cup for Sheema tilt - Horse Racing <b>News</b> <b>...</b>

DUAL Oaks heroine Snow Fairy is set to bypass the Dubai World Cup and instead take her chance in the Dubai Sheema Classic at Meydan on March 26.

openSUSE Weekly <b>News</b>, Issue 165 is out! - openSUSE <b>News</b>

And good news for those anxious to adapt their applications to GTK3 or write new applications with this latest GNOME framework: openSUSE 11.4 is the first major linux distribution to ship GTK 3.0 so developers, Start Your IDE's! ...



A Snow Walk in The Park  by adawnjournal




















































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