Monday 21 February 2011

Ways of Making Money







MeFites, my roommate is a mid-twenties free spirit who is a lovely spirit, generous to a fault, but has very little respect for others' things. When she moved in, I set the tone for our household to be one of sharing; I wanted to frequently share my dinners with her. I made it clear that things I own in common areas are fair game (kitchen stuff, etc). I've specified what is mine, what I choose not to share, what is NOT fair game for her use.



I love this roommate, but since the beginning, there has been major boundary crossing. My things go missing. My food, shampoo, mouthwash, household cleaners get used up. Worst of all, when I can't find things, she turns white and tells me they are at "so-and-so's house" and rushes off to get them.



When she ruined my good towels by using them at the school, she said, "Why do you need good towels anyway?! We're so spoiled in this country!" implying I was being selfish and materialistic. Guilting me for expecting my roommate to exercise normal, healthy respect for others' property.



I've had at least four "boundary clarification" talks with her. I have expressed that while I am happy to let her use my things IN OUR HOME, they are NOT to leave the house without my permission. I have clearly stated, "Hey, I am the one who gets to decide whether you use my belongings. You don't get to decide for me."



After a major episode when she lent my sewing box out to one neighbor and our vacuum to another, I set a tangible boundary to keep my things safe and put a lock on my bedroom door. But she STILL is taking things to the school where she works...things she presumes are "No big deal." My grandmother's rolling pin. My only nice set of dinner napkins (both now ruined or gone.) I've told her the next time I find something missing, rent will go up $50 a month for each missing thing (and that's in addition to her replacing what's gone.)



She offers me her food, to use her clothes or hair products, etc. "any time" which is lovely and generous and selfless...buys little presents, has offered to lend me money, helps and cleans up around the house, etc...and I genuinely like her as a person, but I'm really struggling with how to deal with this. In some ways, I feel like I'm dealing with a stubborn, incorrigible, spoiled teenager.



Please note: right now for various reasons, I cannot ask her to move out, so please help me come up with solutions to the situation I'm presently in.



Since being laid off, I have been seriously underemployed and barely paying the bills. I'm starting a new job next month so this stress will lighten soon, but in the last few months with her using up the little I have, it has been very difficult. Knowing she might be sneaking my shampoo and eating the food I bought for myself has been threatening my sense of well-being. I realize deep mistrust has set in.



I've said and done all the constructive things I can think of. But clearly, she doesn't "get it." Healthy boundaries and grownup considerations.



Can anyone help? I'm at my wit's end.





MeFites, my roommate is a mid-twenties free spirit who is a lovely spirit, generous to a fault, but has very little respect for others' things. When she moved in, I set the tone for our household to be one of sharing; I wanted to frequently share my dinners with her. I made it clear that things I own in common areas are fair game (kitchen stuff, etc). I've specified what is mine, what I choose not to share, what is NOT fair game for her use.



I love this roommate, but since the beginning, there has been major boundary crossing. My things go missing. My food, shampoo, mouthwash, household cleaners get used up. Worst of all, when I can't find things, she turns white and tells me they are at "so-and-so's house" and rushes off to get them.



When she ruined my good towels by using them at the school, she said, "Why do you need good towels anyway?! We're so spoiled in this country!" implying I was being selfish and materialistic. Guilting me for expecting my roommate to exercise normal, healthy respect for others' property.



I've had at least four "boundary clarification" talks with her. I have expressed that while I am happy to let her use my things IN OUR HOME, they are NOT to leave the house without my permission. I have clearly stated, "Hey, I am the one who gets to decide whether you use my belongings. You don't get to decide for me."



After a major episode when she lent my sewing box out to one neighbor and our vacuum to another, I set a tangible boundary to keep my things safe and put a lock on my bedroom door. But she STILL is taking things to the school where she works...things she presumes are "No big deal." My grandmother's rolling pin. My only nice set of dinner napkins (both now ruined or gone.) I've told her the next time I find something missing, rent will go up $50 a month for each missing thing (and that's in addition to her replacing what's gone.)



She offers me her food, to use her clothes or hair products, etc. "any time" which is lovely and generous and selfless...buys little presents, has offered to lend me money, helps and cleans up around the house, etc...and I genuinely like her as a person, but I'm really struggling with how to deal with this. In some ways, I feel like I'm dealing with a stubborn, incorrigible, spoiled teenager.



Please note: right now for various reasons, I cannot ask her to move out, so please help me come up with solutions to the situation I'm presently in.



Since being laid off, I have been seriously underemployed and barely paying the bills. I'm starting a new job next month so this stress will lighten soon, but in the last few months with her using up the little I have, it has been very difficult. Knowing she might be sneaking my shampoo and eating the food I bought for myself has been threatening my sense of well-being. I realize deep mistrust has set in.



I've said and done all the constructive things I can think of. But clearly, she doesn't "get it." Healthy boundaries and grownup considerations.



Can anyone help? I'm at my wit's end.

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Thursday 17 February 2011

Making Money Your





(iStockphoto)


Have you noticed that your paychecks have been a bit larger than normal lately? That’s because in 2011, the government is cutting the social security payroll tax paid by individuals from 6.2% to 4.2%.


How much is that in stone cold cash? If your annual income is $40,000, that’s $800 over the course of the year divided among your bi-weekly or monthly paychecks. If you earn $80,000 annually, your extra pocket money is $1,600. For those who make $106,800 or above, you’ll see an extra $2,136. Since social security is taxed individually, married couples could get up to a $4,272 take home pay boost for the year.


Now, what should you do with your extra moolah? Sheryl Garrett, the author of the Personal Finance for Dummies Workbook, a Certified Financial Planner and founder of the Garrett Planning Network, suggests these 10 ways to wisely spend your money, in order of importance for increasing your financial standing for years to come.


Balance Your Budget


If you live paycheck to paycheck, or on a tight budget, the extra $66 per month (if your annual income is $40,000) could mean the difference in paying your electricity bill this month – or not. This month, balance your budget with the fatter paychecks. Next month, adjust your budget so your expenses and income balances when the payroll tax cut expires. Since this bonus money is a one-year deal, don’t rely on it next year to cover basic expenses. Focus on other expense-reduction strategies: negotiate your next lease, use coupons at restaurants, ditch buying grocery items that are spoiling in your fridge, or change your IRS withholding if you get a refund every year.


Settle old debts


“Wouldn’t it be nice to pay off your mom and dad for the money they lent you for an apartment deposit?” says Garrett. Use this money to pay off any money you borrowed from family or friends.


Pay Off Credit Cards (and keep them that way)


Credit cards are easiest to attack, since you see the bill each month. If you use Mint.com, you can set up a goal to pay down your credit-card debt, and Mint will prepare a customized plan for you based on your cards’ balances and interest rates.


Boost Your 401(k) Contributions


If you’re currently not taking advantage of the full amount your employer will match on your 401(k), use your extra cash here. Once you’ve fulfilled this amount, deposit any remaining funds in a Roth IRA.


Contribute to a Roth IRA


Unless your adjusted gross income is higher than $122,000 if you’re single, or $179,000 if you’re married, filing jointly, you are eligible to contribute up to $5,000 in a Roth IRA. (The contribution limit is $6,000 if you’re 50 or older.) If you haven’t already made that contribution for 2010, you have until April 18, 2011, to do so. You can also, of course, contribute another $5,000 for 2011. While the amount you contribute is not tax deductible, you’ll reap the benefits once you start making withdrawals: all your withdrawals, earnings included, are completely tax-free as long as you’ve held them for at least five years. (And, of course, you need to be 59 ½ or older to make penalty-free contributions.)


Buy Yourself Marketable Skills


Enhance your ability to earn money in any of a number ways. If you’re actively looking for a job, consider hiring a resume service to help polish your resume. If you’ve been thinking of going back to school, take your GRE or GMAT test. Take a continuing education course. Buy a snazzy suit for interviews. The key is to spend cash in a way that will boost your income, now or in the near future.


Invest in Your Health


If one of your New Year’s resolutions was to improve your health, now is the time to see a nutritionist. If you’re a smoker, join a stop smoking program. Buy a bicycle to save on gas, or caulk your windows or insulate home. With every investment, think: will this save me money next year by doing this action?


Shop for Organization Tools


Luckily, Mint.com and basic tax software is free, but consider upgrading to the non-free version if you have a home business or more complicated tax forms. If your important documents are scattered across the house, buy a file cabinet or an expandable file organizer. The better organized you are, the easier it will be to manage your money.


Take a Vacay


If you already have all these categories covered, take a vacation. A yoga retreat, cruise or weekend with your honey at a B&B may be just what you need to return home and spend quality time tweaking your budget to perfection.


Reyna Gobel is a freelance journalist who specializes in financial fitness. She is also the author of Graduation Debt: How To Manage Student Loans and Live Your Life.




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Tuesday 15 February 2011

Who's Making Money


Good stuff, albeit understandably similar to Ryan’s speech last night, right down to the setting and studiously soft-spoken delivery. Even so, I want to promote it as a way of patting him on the back for floating his proposal for $500 billion in cuts this year. That plan is dead on arrival, needless to say, but passing it isn’t what Paul is after. What he’s trying to do with that eyepopping number is communicate the magnitude of the problem to the public in hopes of moving the Overton window on spending — because if this new Gallup poll is right, it’s going to need a lot of moving. And not just among Democrats, either:



Not a single point’s worth of difference between Republicans and Democrats on Social Security despite fiscal responsibility having rocketed to the top of the conservative policy agenda over the past two years. I don’t know how else to account for that except as a near-catastrophic failure by prominent Republicans to explain even to their own base that eliminating earmarks and cutting NPR’s funding and canceling a pie-in-the-sky defense project or two isn’t remotely equal to the task of guaranteeing sustainability. Case in point: Not only didn’t Ryan squarely address Social Security and Medicare last night (“the politics of evasion,” Ross Douthat calls it) but even a fearless deficit hawk like Paul, speaking only to an online audience, didn’t go after them here. Anyone who’s serious about balancing the budget long-term must support entitlement reform, no matter how unpleasant the prospect might be, but rarely does the public hear that point made by a prominent politician. And the entirely predictable tragedy of last night’s SOTU, as Tom Coburn argued in his op-ed this morning, is that only leadership from the most prominent politician of all is realistically capable of moving public opinion on this — yet that leadership was almost entirely absent last night. Writes Yuval Levin of the missed opportunity, “This speech was worse than bland and empty, it was a dereliction of duty.” And here’s Matt Welch:


[T]he president, though he is much more serious on this issue than a huge swath of his political party, is nonetheless not remotely serious about this issue. Vowing to cut $400 billion over 10 years (a plan that, judging by the two people clapping when he proposed it, will likely be cut to ribbons if it survives through Congress), at a moment when the deficit for this year is more than three times that, indicates that Democrats (and a helluva lot of Republicans as well) are hunkering down in our awful status quo–half-heartedly tinkering around the edges of spending, making incremental changes this way and that, then launching new moonshots and redoubling old impotent efforts. Politicians have put us on the precipice of financial ruin, and they show no indication of doing a damned thing about it.


And I think they know it. Look at the plaintive, semi-desperate, Stuart Smalleyesque mantra Obama kept repeating at the end: “We do big things.” By his insistence his anxiety shall be revealed. We don’t do big things, America, not in the moonshotty Marshall Plan way of speechwriters’ cliche box. Increasingly, we don’t do little things, either–like keeping libraries open five days a week in California. What we do is snarf up ever-larger portions of your grandkids’ money for purposes that are usually obscure and often criminal.


Read his whole post, including and especially the concluding line. Just as I’m writing this, and as a prelude to Paul’s video, the AP is across the wires with news from CBO that its projections for Social Security were wrong: They used to believe that the program wouldn’t start running permanent deficits until 2016, but it turns out the deficits will begin this year. (We’ll likely have a separate post on that later.) Like Paul says, the day of reckoning is at hand.


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/> [style="text-decoration: underline;">Ed. note: This post is authored by Evan Jowers and Robert Kinney of Kinney Recruiting, sponsor of the Asia Chronicles. Kinney has made more placements of U.S. associates and partners in Asia than any other firm in the past four years. You can reach them by email: asia at kinneyrecruiting dot com.]

Evan here. Please check out our daily blog at www.theasiachronicles.com where we will have more posts than those that appear here. Today, for example, we have this post and also a post from Alexis Lamb regarding the Singapore market – “Singapore Swing.”

Please note that Robert Kinney and I will be working from our Hong Kong offices for a few weeks later this month and can be available for meetings with our readers then. Alexis, of course, is based permanently in Hong Kong.

Three Quick hits of the day (a new feature at theasiachronicles.com): One US firm in Hong Kong now has an expat / cola allowance of over $90,000 for single associates and over $100,000 for married associates; Almost every strong US cap markets practice in HK / China is hiring lateral associates now; It has recently become more common for US and UK firms in Singapore to offer an expat / cola allowance, albeit much smaller than in HK (for years, most firms offered no allowance in Singapore).

While interviewing for a US associate position in Asia can be quite different from interviewing for a spot down the street in New York or another major domestic market there are also some similarities to a job search in any domestic market. The key determining factors on whether you will have a chance at interviewing are top firm experience and impressive law school academics. The other obvious factor determining whether you will be asked to interview, at least for most positions in Asia, is language skills (Mandarin, Korean, Japanese). id="more-56969">

However, once you are in an interview, whether by phone, VC or in person, your stellar resume is not going to help you as much as it would in an interview for a US position. Overseas partners are looking for the right personality fit much more so than in a large domestic office. A major reason for this is because the offices are much smaller overseas, making it harder to hide a misfit (even a junior associate can be the face of the firm), but there are other reasons as well.

At a basic level, the factors that are especially important to demonstrate in an interview overseas are these:

• you have an entrepreneurial nature;

• you have a high level of maturity for your experience level;

• you have an outgoing personality (not overly “academic” in nature);

• you are able to fit in with different cultures;

• your personal presentation is generally positive; and

• you are a team player (no prima donnas need apply)

• you have a demonstrated interest / connection to your target market

These are obviously all factors that are relevant in any interview at least as “plus factors”, but these particular factors are especially important in Asia.

Keep in mind that within minutes of your first interview, most partners can pretty much figure out whether you have these attributes. Any of us at Kinney Recruiting can figure this out about candidates we speak to in minutes as well.

There is a much less structured environment for associates in busy overseas U.S. practices (at the smaller offices or newer practice groups it can be similar to working in a exciting start-up company, albeit one extremely well financed).

The market is such in Asia, especially in China, that firm clients are not nearly as institutionalized as in the major US markets. Sure, many US firms in Asia opened offices there initially to follow major clients. Nevertheless, the pitch environment is much more of a free-for-all in Asia, especially in China. A firm not being on the preferred vendors list at an i-bank, fund or other entity often does not even prevent representation from happening in Asia (while it is more difficult, a series of one time waivers for a firm by a client are not uncommon). In China especially, considering all the state run enterprise business, the vast majority of the IPOs being handled by PRC banks, and many emerging companies and funds, there is a lot of pitching going on by firms for this work. Further, while in New York deals are done mainly over the phone, in Asia there are a lot of in-person meetings throughout the process.

Needless to say, there is a lot of client contact for even junior associates, especially when in China a non-Chinese partner may be leaning heavily on his Mandarin-fluent associates for a lot more than due diligence. Mid-level associates in Asia are typically running their own deals.

In many instances in Asia your training is one-on-one mentoring from a partner or two, quite commonly with no senior associates in between.

Maturity is especially important in Asia because associates are given as much responsibility as they can handle. Simply put, a mature person can balance his or her workload between competing demands more than an immature one. There can be a lot of travel to meet with major clients and each associate, no matter how junior, is usually a vital part of their office’s overall practice and client development and retention. Each associate is also expected to be a self-starter and figure out things on the fly much more than is the case in a domestic office of the same firm.

The smaller offices of course make personality fit and personal presentation more important, for obvious reasons. As an associate at a top U.S. practice in Asia, you are more of a vital piece of the entire office’s practice and your personality is going to directly affect the firm’s practice. Senior partners overseas, especially those that moved to Asia from U.S. offices, have in many cases put a tremendous amount of effort (and some career risk) into building their book of business and reputation in a foreign country. Thus, they can take a lot of pride in their accomplishments, as they should. Understandably they want to avoid placing their reputation and practice in the hands of an associate with whom they do not have a strong personality fit or who cannot be counted on to be at his or her best every day.

As an associate in a large New York (or other major US market) office, with hundreds of attorneys, you surely know a number of very impressive young associate colleagues who are perhaps a bit over academic, but perform just fine in that large office environment. However, being too academic and not well rounded will not serve well in an entrepreneurial and less structured environment of a busy small overseas US corporate practice of a top firm. We have seen countless cases where the less impressive candidate on paper wins out over the more impressive resumed candidates, due to being better rounded and the right personality fit.

Most US partners who have been in Asia for a few years or more have experienced a hire gone bad simply because the US associate ultimately could not commit to the geographic market. Asia, especially China, is hot now and is considered “the place to be.” There are many very well intentioned and able young professionals in the US who believe they would like to relocate there, but ultimately find out later that the region is not for them. Thus, many US partners will take a jaded approach into an interview with a US associate who does not have an obvious connection to the particular target Asia market. Of course, a connection to the market is not a requirement to land there (if it were, most partners you are interviewing with would never have landed there to begin with), but the lack of a strong connection will need to be dealt with in an interview. It is ok to want to be in Hong Kong, for example, because it is an exciting market, has great deal flow, and you have visited there a few times, but the message has to be conveyed loud and clear in an interview and you need to be prepared to take on this elephant in the room early.

Keep in mind that U.S. firms have more risk with hires they make overseas, due to the high level of responsibility each associate has, and also because associates are simply less fungible in small, busy overseas offices. The past two years of economic downturn in the West caused full and partial hiring freezes at firms globally, even during most of the recent 20 months boom in China. Many U.S. practices in Asia have found themselves to be severely understaffed when just one or two associates leave, combined with increased deal flow. In a busy and competitive lateral hiring market in Asia, it can easily take a U.S. practice up to six months to replace a key associate that has not worked out.

Further, there is the added cost a firm takes on when hiring a U.S. associate lateral, especially if from the U.S. markets, such as annual housing / expat packages (which can run from $40,000 to $140,000 depending on the Asia market and firm) and international relocation costs, which includes up to two months in a luxury serviced apartment. Some firms even handle private school tuition for associates’ children.


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That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.


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What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.


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What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.


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What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.


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What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.


bench craft company reviews

What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

















Friday 11 February 2011

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autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


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autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


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autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


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autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


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autosport.com - F1 <b>News</b>: Kubica vows to return this season

Robert Kubica is convinced he will return to the Formula 1 track a better driver once he has recovered for the injuries he picked up in last weekend's rally crash, as he insisted he 'must' get back this year.

Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

An octet of science <b>news</b>

Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...


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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...



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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...



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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...



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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...



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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...


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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...



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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...



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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...



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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

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The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

Sunday 6 February 2011

Who's Making Money


Is AOL destroying journalism for page views?


In a Sherlock worthy snag, Business Insider editors have gotten their paws on “The AOL Way,” a full on 58-page long company plan to turn AOL into a media empire.


AOL CEO, Tim Armstrong wants AOL editorial, which includes TechCrunch, whom they purchased last fall, to become an e-pulp mill ceaselessly churning out stories that are optimized for search engines and profitability above all else.


He wants to increase its stories per day from 2,000 to 15,000; bump pageviews per story to jump from 1,500 to 7,000; increase video stories to go from being 4% of all stories produced to 70%.


As BI reports, Armstrong’s “lieutenants are making their way through the company’s many editorial divisions, training them on The AOL Way.”


The AOL Way includes guidelines such as when the story calls for it, editors should be willing to boost traffic by 5 to 10% with search ads and other ‘paid media’ and editors should decide whether to produce content based on ‘the profitability consideration.’”


Needless to say, writers are not happy… and who’s to blame them? AOL’s money-mongering ways will be its journalistic demise.


We will update with more details as we have them.


Recommended pages of The AOL Way include:


  • AOL’s goals.

  • How AOL Media is structured and responsibilities are divided

  • The daily, weekly, and monthly schedule for AOL sites.

  • AOL’s traffic sources by type.

  • A chart showing how AOL sites depend too much on the homepage

  • The four types of “content generation processes.”

  • The “content generation process.”

  • AOL’s tools for editors for “identifying high demand topics.”

  • AOL’s content distribution channels, by type.

  • What kind of content AOL wants on its homepage and how to get it there.

  • A screenshot of AOL’s metrics page for editors.

  • How AOL builds cheap, Demand Media-like pages around search-friendly topics.

  • AOL’s requirements for third-party traffic exchange partners





  • Good stuff, albeit understandably similar to Ryan’s speech last night, right down to the setting and studiously soft-spoken delivery. Even so, I want to promote it as a way of patting him on the back for floating his proposal for $500 billion in cuts this year. That plan is dead on arrival, needless to say, but passing it isn’t what Paul is after. What he’s trying to do with that eyepopping number is communicate the magnitude of the problem to the public in hopes of moving the Overton window on spending — because if this new Gallup poll is right, it’s going to need a lot of moving. And not just among Democrats, either:



    Not a single point’s worth of difference between Republicans and Democrats on Social Security despite fiscal responsibility having rocketed to the top of the conservative policy agenda over the past two years. I don’t know how else to account for that except as a near-catastrophic failure by prominent Republicans to explain even to their own base that eliminating earmarks and cutting NPR’s funding and canceling a pie-in-the-sky defense project or two isn’t remotely equal to the task of guaranteeing sustainability. Case in point: Not only didn’t Ryan squarely address Social Security and Medicare last night (“the politics of evasion,” Ross Douthat calls it) but even a fearless deficit hawk like Paul, speaking only to an online audience, didn’t go after them here. Anyone who’s serious about balancing the budget long-term must support entitlement reform, no matter how unpleasant the prospect might be, but rarely does the public hear that point made by a prominent politician. And the entirely predictable tragedy of last night’s SOTU, as Tom Coburn argued in his op-ed this morning, is that only leadership from the most prominent politician of all is realistically capable of moving public opinion on this — yet that leadership was almost entirely absent last night. Writes Yuval Levin of the missed opportunity, “This speech was worse than bland and empty, it was a dereliction of duty.” And here’s Matt Welch:


    [T]he president, though he is much more serious on this issue than a huge swath of his political party, is nonetheless not remotely serious about this issue. Vowing to cut $400 billion over 10 years (a plan that, judging by the two people clapping when he proposed it, will likely be cut to ribbons if it survives through Congress), at a moment when the deficit for this year is more than three times that, indicates that Democrats (and a helluva lot of Republicans as well) are hunkering down in our awful status quo–half-heartedly tinkering around the edges of spending, making incremental changes this way and that, then launching new moonshots and redoubling old impotent efforts. Politicians have put us on the precipice of financial ruin, and they show no indication of doing a damned thing about it.


    And I think they know it. Look at the plaintive, semi-desperate, Stuart Smalleyesque mantra Obama kept repeating at the end: “We do big things.” By his insistence his anxiety shall be revealed. We don’t do big things, America, not in the moonshotty Marshall Plan way of speechwriters’ cliche box. Increasingly, we don’t do little things, either–like keeping libraries open five days a week in California. What we do is snarf up ever-larger portions of your grandkids’ money for purposes that are usually obscure and often criminal.


    Read his whole post, including and especially the concluding line. Just as I’m writing this, and as a prelude to Paul’s video, the AP is across the wires with news from CBO that its projections for Social Security were wrong: They used to believe that the program wouldn’t start running permanent deficits until 2016, but it turns out the deficits will begin this year. (We’ll likely have a separate post on that later.) Like Paul says, the day of reckoning is at hand.



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    Arrowheadlines: Chiefs <b>News</b> 2/6 - Arrowhead Pride

    Good morning Chiefs fans. A short post of your Kansas City Chiefs news. Nt a lot out there. Enjoy the game today. Hopefully next year, we'll have more than a passing interest. Go Chiefs!

    Hancock County drug bust nets 1.56 pounds of cocaine, 4 arrests <b>...</b>

    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


    benchcraft company scam

    Is AOL destroying journalism for page views?


    In a Sherlock worthy snag, Business Insider editors have gotten their paws on “The AOL Way,” a full on 58-page long company plan to turn AOL into a media empire.


    AOL CEO, Tim Armstrong wants AOL editorial, which includes TechCrunch, whom they purchased last fall, to become an e-pulp mill ceaselessly churning out stories that are optimized for search engines and profitability above all else.


    He wants to increase its stories per day from 2,000 to 15,000; bump pageviews per story to jump from 1,500 to 7,000; increase video stories to go from being 4% of all stories produced to 70%.


    As BI reports, Armstrong’s “lieutenants are making their way through the company’s many editorial divisions, training them on The AOL Way.”


    The AOL Way includes guidelines such as when the story calls for it, editors should be willing to boost traffic by 5 to 10% with search ads and other ‘paid media’ and editors should decide whether to produce content based on ‘the profitability consideration.’”


    Needless to say, writers are not happy… and who’s to blame them? AOL’s money-mongering ways will be its journalistic demise.


    We will update with more details as we have them.


    Recommended pages of The AOL Way include:


  • AOL’s goals.

  • How AOL Media is structured and responsibilities are divided

  • The daily, weekly, and monthly schedule for AOL sites.

  • AOL’s traffic sources by type.

  • A chart showing how AOL sites depend too much on the homepage

  • The four types of “content generation processes.”

  • The “content generation process.”

  • AOL’s tools for editors for “identifying high demand topics.”

  • AOL’s content distribution channels, by type.

  • What kind of content AOL wants on its homepage and how to get it there.

  • A screenshot of AOL’s metrics page for editors.

  • How AOL builds cheap, Demand Media-like pages around search-friendly topics.

  • AOL’s requirements for third-party traffic exchange partners





  • Good stuff, albeit understandably similar to Ryan’s speech last night, right down to the setting and studiously soft-spoken delivery. Even so, I want to promote it as a way of patting him on the back for floating his proposal for $500 billion in cuts this year. That plan is dead on arrival, needless to say, but passing it isn’t what Paul is after. What he’s trying to do with that eyepopping number is communicate the magnitude of the problem to the public in hopes of moving the Overton window on spending — because if this new Gallup poll is right, it’s going to need a lot of moving. And not just among Democrats, either:



    Not a single point’s worth of difference between Republicans and Democrats on Social Security despite fiscal responsibility having rocketed to the top of the conservative policy agenda over the past two years. I don’t know how else to account for that except as a near-catastrophic failure by prominent Republicans to explain even to their own base that eliminating earmarks and cutting NPR’s funding and canceling a pie-in-the-sky defense project or two isn’t remotely equal to the task of guaranteeing sustainability. Case in point: Not only didn’t Ryan squarely address Social Security and Medicare last night (“the politics of evasion,” Ross Douthat calls it) but even a fearless deficit hawk like Paul, speaking only to an online audience, didn’t go after them here. Anyone who’s serious about balancing the budget long-term must support entitlement reform, no matter how unpleasant the prospect might be, but rarely does the public hear that point made by a prominent politician. And the entirely predictable tragedy of last night’s SOTU, as Tom Coburn argued in his op-ed this morning, is that only leadership from the most prominent politician of all is realistically capable of moving public opinion on this — yet that leadership was almost entirely absent last night. Writes Yuval Levin of the missed opportunity, “This speech was worse than bland and empty, it was a dereliction of duty.” And here’s Matt Welch:


    [T]he president, though he is much more serious on this issue than a huge swath of his political party, is nonetheless not remotely serious about this issue. Vowing to cut $400 billion over 10 years (a plan that, judging by the two people clapping when he proposed it, will likely be cut to ribbons if it survives through Congress), at a moment when the deficit for this year is more than three times that, indicates that Democrats (and a helluva lot of Republicans as well) are hunkering down in our awful status quo–half-heartedly tinkering around the edges of spending, making incremental changes this way and that, then launching new moonshots and redoubling old impotent efforts. Politicians have put us on the precipice of financial ruin, and they show no indication of doing a damned thing about it.


    And I think they know it. Look at the plaintive, semi-desperate, Stuart Smalleyesque mantra Obama kept repeating at the end: “We do big things.” By his insistence his anxiety shall be revealed. We don’t do big things, America, not in the moonshotty Marshall Plan way of speechwriters’ cliche box. Increasingly, we don’t do little things, either–like keeping libraries open five days a week in California. What we do is snarf up ever-larger portions of your grandkids’ money for purposes that are usually obscure and often criminal.


    Read his whole post, including and especially the concluding line. Just as I’m writing this, and as a prelude to Paul’s video, the AP is across the wires with news from CBO that its projections for Social Security were wrong: They used to believe that the program wouldn’t start running permanent deficits until 2016, but it turns out the deficits will begin this year. (We’ll likely have a separate post on that later.) Like Paul says, the day of reckoning is at hand.



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    Arrowheadlines: Chiefs <b>News</b> 2/6 - Arrowhead Pride

    Good morning Chiefs fans. A short post of your Kansas City Chiefs news. Nt a lot out there. Enjoy the game today. Hopefully next year, we'll have more than a passing interest. Go Chiefs!

    Hancock County drug bust nets 1.56 pounds of cocaine, 4 arrests <b>...</b>

    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


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    Arrowheadlines: Chiefs <b>News</b> 2/6 - Arrowhead Pride

    Good morning Chiefs fans. A short post of your Kansas City Chiefs news. Nt a lot out there. Enjoy the game today. Hopefully next year, we'll have more than a passing interest. Go Chiefs!

    Hancock County drug bust nets 1.56 pounds of cocaine, 4 arrests <b>...</b>

    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


    benchcraft company scam

    Is AOL destroying journalism for page views?


    In a Sherlock worthy snag, Business Insider editors have gotten their paws on “The AOL Way,” a full on 58-page long company plan to turn AOL into a media empire.


    AOL CEO, Tim Armstrong wants AOL editorial, which includes TechCrunch, whom they purchased last fall, to become an e-pulp mill ceaselessly churning out stories that are optimized for search engines and profitability above all else.


    He wants to increase its stories per day from 2,000 to 15,000; bump pageviews per story to jump from 1,500 to 7,000; increase video stories to go from being 4% of all stories produced to 70%.


    As BI reports, Armstrong’s “lieutenants are making their way through the company’s many editorial divisions, training them on The AOL Way.”


    The AOL Way includes guidelines such as when the story calls for it, editors should be willing to boost traffic by 5 to 10% with search ads and other ‘paid media’ and editors should decide whether to produce content based on ‘the profitability consideration.’”


    Needless to say, writers are not happy… and who’s to blame them? AOL’s money-mongering ways will be its journalistic demise.


    We will update with more details as we have them.


    Recommended pages of The AOL Way include:


  • AOL’s goals.

  • How AOL Media is structured and responsibilities are divided

  • The daily, weekly, and monthly schedule for AOL sites.

  • AOL’s traffic sources by type.

  • A chart showing how AOL sites depend too much on the homepage

  • The four types of “content generation processes.”

  • The “content generation process.”

  • AOL’s tools for editors for “identifying high demand topics.”

  • AOL’s content distribution channels, by type.

  • What kind of content AOL wants on its homepage and how to get it there.

  • A screenshot of AOL’s metrics page for editors.

  • How AOL builds cheap, Demand Media-like pages around search-friendly topics.

  • AOL’s requirements for third-party traffic exchange partners





  • Good stuff, albeit understandably similar to Ryan’s speech last night, right down to the setting and studiously soft-spoken delivery. Even so, I want to promote it as a way of patting him on the back for floating his proposal for $500 billion in cuts this year. That plan is dead on arrival, needless to say, but passing it isn’t what Paul is after. What he’s trying to do with that eyepopping number is communicate the magnitude of the problem to the public in hopes of moving the Overton window on spending — because if this new Gallup poll is right, it’s going to need a lot of moving. And not just among Democrats, either:



    Not a single point’s worth of difference between Republicans and Democrats on Social Security despite fiscal responsibility having rocketed to the top of the conservative policy agenda over the past two years. I don’t know how else to account for that except as a near-catastrophic failure by prominent Republicans to explain even to their own base that eliminating earmarks and cutting NPR’s funding and canceling a pie-in-the-sky defense project or two isn’t remotely equal to the task of guaranteeing sustainability. Case in point: Not only didn’t Ryan squarely address Social Security and Medicare last night (“the politics of evasion,” Ross Douthat calls it) but even a fearless deficit hawk like Paul, speaking only to an online audience, didn’t go after them here. Anyone who’s serious about balancing the budget long-term must support entitlement reform, no matter how unpleasant the prospect might be, but rarely does the public hear that point made by a prominent politician. And the entirely predictable tragedy of last night’s SOTU, as Tom Coburn argued in his op-ed this morning, is that only leadership from the most prominent politician of all is realistically capable of moving public opinion on this — yet that leadership was almost entirely absent last night. Writes Yuval Levin of the missed opportunity, “This speech was worse than bland and empty, it was a dereliction of duty.” And here’s Matt Welch:


    [T]he president, though he is much more serious on this issue than a huge swath of his political party, is nonetheless not remotely serious about this issue. Vowing to cut $400 billion over 10 years (a plan that, judging by the two people clapping when he proposed it, will likely be cut to ribbons if it survives through Congress), at a moment when the deficit for this year is more than three times that, indicates that Democrats (and a helluva lot of Republicans as well) are hunkering down in our awful status quo–half-heartedly tinkering around the edges of spending, making incremental changes this way and that, then launching new moonshots and redoubling old impotent efforts. Politicians have put us on the precipice of financial ruin, and they show no indication of doing a damned thing about it.


    And I think they know it. Look at the plaintive, semi-desperate, Stuart Smalleyesque mantra Obama kept repeating at the end: “We do big things.” By his insistence his anxiety shall be revealed. We don’t do big things, America, not in the moonshotty Marshall Plan way of speechwriters’ cliche box. Increasingly, we don’t do little things, either–like keeping libraries open five days a week in California. What we do is snarf up ever-larger portions of your grandkids’ money for purposes that are usually obscure and often criminal.


    Read his whole post, including and especially the concluding line. Just as I’m writing this, and as a prelude to Paul’s video, the AP is across the wires with news from CBO that its projections for Social Security were wrong: They used to believe that the program wouldn’t start running permanent deficits until 2016, but it turns out the deficits will begin this year. (We’ll likely have a separate post on that later.) Like Paul says, the day of reckoning is at hand.



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    Good morning Chiefs fans. A short post of your Kansas City Chiefs news. Nt a lot out there. Enjoy the game today. Hopefully next year, we'll have more than a passing interest. Go Chiefs!

    Hancock County drug bust nets 1.56 pounds of cocaine, 4 arrests <b>...</b>

    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


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    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


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    Arrowheadlines: Chiefs <b>News</b> 2/6 - Arrowhead Pride

    Good morning Chiefs fans. A short post of your Kansas City Chiefs news. Nt a lot out there. Enjoy the game today. Hopefully next year, we'll have more than a passing interest. Go Chiefs!

    Hancock County drug bust nets 1.56 pounds of cocaine, 4 arrests <b>...</b>

    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


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    Arrowheadlines: Chiefs <b>News</b> 2/6 - Arrowhead Pride

    Good morning Chiefs fans. A short post of your Kansas City Chiefs news. Nt a lot out there. Enjoy the game today. Hopefully next year, we'll have more than a passing interest. Go Chiefs!

    Hancock County drug bust nets 1.56 pounds of cocaine, 4 arrests <b>...</b>

    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


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    2009 Houston Texans Training Camp by kahl4


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    Arrowheadlines: Chiefs <b>News</b> 2/6 - Arrowhead Pride

    Good morning Chiefs fans. A short post of your Kansas City Chiefs news. Nt a lot out there. Enjoy the game today. Hopefully next year, we'll have more than a passing interest. Go Chiefs!

    Hancock County drug bust nets 1.56 pounds of cocaine, 4 arrests <b>...</b>

    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


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    Not all MLM business models are scams or pyramid schemes. There are many that are legitimate, but they have to be located, and the poor ones need to be weeded out. That's not always easy to do, especially when there are a lot of great-sounding options out there, many of which say that money can be made with absolutely no investment. If it sounds too good to be true it just might be. Fortunately there are resources, both online and off, that can help a person find legitimate MLM businesses.

    Is a Free MLM Business Really a Good Idea?

    Making money with an MLM business is the ultimate goal, of course, but a lot of people are afraid of making the initial investment that's generally required. The old saying that 'it takes money to make money' isn't always true, but it seems to be generally accurate. Usually, the idea of a free business isn't realistic. Most businesses require both money and time, at least in the beginning, and those that require only time don't allow a person to start making a lot of money right away.

    People have to build up to making good money with these kinds of businesses. There really isn't any 'free lunch,' and that's very true with MLM. These kinds of businesses sell products, and a person who wants to make money from one of them can't expect to be given these products for free. They have to be purchased, and that costs money. Free businesses are generally scams and should be avoided. Anyone who's thinking about starting up an MLM business should research the opportunity thoroughly, especially if it requires little to no investment.

    Tips For a No Money Down MLM Businesses

    The Internet is full of low money down or no money down MLM business Web sites. Because there are so many of them, a lot of people think a free business is within their reach. The unfortunate issue there is that a lot of these same people end up losing money because they get involved with something that says 'no money down' but then requires them to purchase product, sign up for something, or otherwise hand over some cash. It's very important to research a lot of these opportunities to find what works for a specific situation.

    By the time most people realize they have to pay for something, they're hooked on the idea of making money, so they pay what's asked of them. Then they (in most cases) end up losing their investment when they can't sell the product the way they hoped to be able to. It's very difficult to find a good MLM business opportunity that doesn't require an initial investment. While it can be done and there's no reason to think it's impossible, it's very easy to get taken in by something that sounds good in the beginning but ends up turning out badly.

    Any company that claims to let a person get started in a legitimate MLM business completely for free should be investigated very carefully. Jumping in wouldn't be wise, and finding out what kinds of long-term expenses are attached to the offer is important. No money down is only good if a person doesn't end up paying too much later, so research should be done first.

    Resources for Finding MLM Businesses:

    Common MLM Misrepresentations

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    This article was originally published on Suite101.com.


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    Arrowheadlines: Chiefs <b>News</b> 2/6 - Arrowhead Pride

    Good morning Chiefs fans. A short post of your Kansas City Chiefs news. Nt a lot out there. Enjoy the game today. Hopefully next year, we'll have more than a passing interest. Go Chiefs!

    Hancock County drug bust nets 1.56 pounds of cocaine, 4 arrests <b>...</b>

    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


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    Arrowheadlines: Chiefs <b>News</b> 2/6 - Arrowhead Pride

    Good morning Chiefs fans. A short post of your Kansas City Chiefs news. Nt a lot out there. Enjoy the game today. Hopefully next year, we'll have more than a passing interest. Go Chiefs!

    Hancock County drug bust nets 1.56 pounds of cocaine, 4 arrests <b>...</b>

    Maine news, sports, politics and election results, and obituaries. The Bangor Daily News is your source for breaking news in Maine and up-to-the-second election results.

    Bad <b>News</b>: New Book Probes Role of Press in Financial Crisis

    Given that some economists still debate the root causes of the Great Depression, little wonder that a multitude of competing stories still vies for affirmation as explanation for the financial crisis of 2008.


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